3 Things You Need To Make a Fire Claim

12/14/2020 (Permalink)

Content damaged by fire in a Forks Township, PA home

3 Things You Need To Make a Fire Claim

Most homeowners insurance companies have the same general requirements for making a claim in the wake of fire damage to a home in Forks Township, PA. No matter who insures your home, homeowners or residents should take the following measures to ensure that most of the costs of cleanup and fire restoration can be offset when a claim is settled.

1. Proof of Damage
Taking photos or recording videos that show the full extent of damage is an essential step toward making a fire insurance claim. It may be particularly helpful to be able to present footage of the same portions of a home intact prior to the fire. Some property owners get in the habit of making recordings every year or six months to support any insurance claims that may ensue.

2. A List of Losses
A list of items that indicates the condition and that is paired with proof of purchase can facilitate the claim settlement process. In some cases, it may be helpful to seek the professional opinion of content restoration specialists with regard to items that could be good candidates for cleaning and restoration.

3. A Fire Restoration Estimate
An expert calculation of the cost of restoring fire damage and additional measures such as smoke cleaning is helpful when making a claim. For the best results, homeowners may want to schedule an inspection with a restoration company that is a preferred vendor for many insurers.
As you prepare to make a fire damage claim, it can be helpful to document damage in photographic or video format, list items along with their condition, gather proof of purchase and get a professional estimate for cleaning and fire restoration costs. No matter which insurer holds a homeowners policy for a residence in Forks Township, PA, these measures can be helpful for covering more of the cost of cleaning and restoring damage.